On March 18, the people’s bank of China released a report on the overall operation of China’s payment system in 2018.
Data show that China’s payment system is running smoothly, the scale of social capital transactions has been expanding, and the payment business volume has maintained steady growth.
Among them, the number of bank card issuance and transaction volume increased steadily; China’s mobile payment business grew rapidly, up 61.19 % year-on-year.
According to the report, in 2018, China’s banking financial institutions handled a total of 220.312 billion non-cash payment business, the amount of 3768.67 trillion yuan, an increase of 36.94% and 0.23%, respectively.
In the fourth quarter of 2018, China handled a total of 63.384 billion non-cash payment business, the amount of 960.89 trillion yuan, an increase of 34.53% and 0.33%, respectively.
The non-bank payment institutions had 530.61 billion transactions of online payment, with an amount of 208.07 trillion yuan, up by 85.05% and 45.23%, respectively, year-on-year.
Among them, non-bank payment agencies mainly refer to third-party network payment agencies. Among them, Alipay, WeChat payment is China’s two major payment industry giants, the two giants accounted for more than 90% of the market.